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💶AP Macroeconomics
Key Terms

644 essential vocabulary terms and definitions to know for your AP Macroeconomics exam

Study AP Macroeconomics
Practice Vocabulary
💶AP Macroeconomics
Key Terms by Unit

💸Unit 1 – Basic Economic Concepts

1.1 Scarcity

TermDefinition
capitalA factor of production consisting of tools, equipment, and infrastructure used to produce goods and services.
factors of productionThe resources used to produce goods and services, including land, labor, capital, and entrepreneurship.
laborA factor of production consisting of human effort and skills used to produce goods and services.
landA factor of production that includes natural resources and physical space used in production.
non-rivalA characteristic of a good or resource where one person's use does not prevent another person from using it simultaneously.
resourcesInputs or materials used to produce goods and services, including factors of production such as land, labor, and capital.
scarcityThe fundamental economic problem that resources are limited while wants and needs are unlimited.
trade-offsThe choices made when selecting one option over another due to limited resources and competing wants.

1.2 Opportunity Cost and the Production Possibilities Curve (PPC)

TermDefinition
constant opportunity costsA situation where the opportunity cost of producing one good remains the same regardless of the quantity produced, resulting in a linear PPC.
decreasing opportunity costsA situation where the opportunity cost of producing one good decreases as more of that good is produced, resulting in a bowed-in PPC.
economic contractionA decrease in an economy's capacity to produce goods and services, typically represented by an inward shift of the PPC.
economic growthAn increase in the production of goods and services in an economy over time, measured by the growth rate of real GDP per capita.
efficiencyThe production of the maximum output from a given set of resources, represented by points on the PPC.
factors of productionThe resources used to produce goods and services, including land, labor, capital, and entrepreneurship.
increasing opportunity costsA situation where the opportunity cost of producing one good increases as more of that good is produced, resulting in a bowed-out PPC.
inefficiencyA situation where resources are not being used optimally, resulting in production below the maximum possible output.
opportunity costThe value of the next best alternative that must be given up when making a choice.
Production Possibilities CurveA graph showing the maximum combinations of two goods that can be produced with available resources and technology.
productivityThe amount of output produced per unit of input, such as output per worker or output per hour of labor.
scarcityThe fundamental economic problem that resources are limited while wants and needs are unlimited.
technologyTools, techniques, and knowledge used in production that improve efficiency and output.
trade-offsThe choices made when selecting one option over another due to limited resources and competing wants.
underutilized resourcesResources that are not being used to their full productive capacity, represented by points inside the PPC.

1.3 Comparative Advantage and Trade

TermDefinition
absolute advantageA situation in which an individual, business, or country can produce more of a good or service than any other producer with the same quantity of resources.
comparative advantageThe ability of a producer to create a good or service at a lower opportunity cost than another producer.
consumption opportunitiesThe range of goods and services that can be consumed, which may extend beyond what a producer can make alone through specialization and trade.
gains from tradeThe economic benefits that result when producers specialize according to comparative advantage and engage in mutually beneficial exchange.
mutually beneficial tradeExchange between trading partners where both parties gain from the transaction.
opportunity costThe value of the next best alternative that must be given up when making a choice.
Production Possibilities CurveA graph showing the maximum combinations of two goods that can be produced with available resources and technology.
specializationThe concentration of production effort by individuals, regions, or countries on goods or services in which they have a comparative advantage.
terms of tradeThe ratio at which one good or service is exchanged for another; the price at which trade occurs between trading partners.

1.4 Demand

TermDefinition
consumer incomeThe total earnings and resources available to consumers, which influences their ability and willingness to purchase goods and services.
demand curveA graph showing the relationship between the price of a good and the quantity demanded, typically downward-sloping to reflect the law of demand.
determinants of demandFactors that influence and cause changes in the quantity of a good or service that consumers are willing and able to buy at various price levels.
downward-sloping demand curveA demand curve that slopes downward from left to right, illustrating the inverse relationship between price and quantity demanded.
goodA tangible product that can be produced, bought, and sold in a market.
inverse relationshipA relationship between two variables where one increases as the other decreases, and vice versa.
law of demandAn economic principle stating that there is an inverse relationship between the price of a good and the quantity demanded by consumers, all else being equal.
market demand curveA graph showing the relationship between the price of a good and the total quantity demanded by all consumers in a market at each price level.
priceThe amount of money required to purchase a good or service.
quantity demandedThe amount of a good or service that consumers are willing and able to purchase at a specific price.
serviceAn intangible product or activity provided by a producer to satisfy consumer wants.
shift in demandA change in the entire demand curve caused by factors other than price, resulting in consumers demanding different quantities at each price level.

1.5 Supply

TermDefinition
determinants of supplyFactors that influence the quantity of goods and services producers are willing and able to supply at various price levels.
goodA tangible product that can be produced, bought, and sold in a market.
input pricesThe costs of resources and factors of production used to produce goods and services.
law of supplyAn economic principle stating that there is a positive relationship between the price of a good and the quantity suppliers are willing to produce and sell.
market supply curveA graph showing the relationship between the price of a good and the total quantity supplied by all producers in the market at each price level.
positive relationshipA direct relationship between two variables where an increase in one corresponds to an increase in the other.
priceThe amount of money required to purchase a good or service.
quantity suppliedThe amount of a good or service that producers are willing and able to offer for sale at a given price.
serviceAn intangible product or activity provided by a producer to satisfy consumer wants.
shiftA change in the entire supply curve caused by factors other than price, resulting in a different quantity supplied at each price level.
supply curveA graph showing the relationship between the price of a good and the quantity supplied, typically upward-sloping to reflect the law of supply.

1.6 Market Equilibrium, Disequilibrium, and Changes in Equilibrium

TermDefinition
demandThe quantity of a good or service that consumers are willing and able to buy at various price levels.
determinants of demandFactors that influence and cause changes in the quantity of a good or service that consumers are willing and able to buy at various price levels.
determinants of supplyFactors that influence the quantity of goods and services producers are willing and able to supply at various price levels.
disequilibriumA market condition in which the quantity supplied does not equal the quantity demanded, causing imbalances that create surpluses or shortages.
equilibriumA market condition in which the quantity supplied equals the quantity demanded at a particular price, with no tendency for change.
equilibrium priceThe price at which the quantity demanded equals the quantity supplied, resulting in no tendency for change.
equilibrium quantityThe quantity bought and sold at market equilibrium, where quantity demanded equals quantity supplied.
market equilibriumThe price and quantity at which the quantity demanded equals the quantity supplied in a market.
market forcesThe supply and demand pressures that drive prices toward equilibrium in response to surpluses and shortages.
quantity demandedThe amount of a good or service that consumers are willing and able to purchase at a specific price.
quantity suppliedThe amount of a good or service that producers are willing and able to offer for sale at a given price.
shortageA situation in which the quantity demanded of a good exceeds the quantity supplied at a given price, resulting in insufficient supply to meet consumer demand.
supplyThe quantity of a good or service that producers are willing and able to offer for sale at various price levels.
surplusA situation in which the quantity supplied of a good exceeds the quantity demanded at a given price, resulting in excess inventory in the market.

📈Unit 2 – Economic Indicators and the Business Cycle

2.1 Circular Flow and GDP

TermDefinition
circular flow diagramA model that illustrates how income and expenditure flow between households, businesses, and the government in an economy.
expenditures approachA method of measuring GDP by summing all spending on final goods and services: consumption, investment, government spending, and net exports.
final outputGoods and services that are ready for consumption or investment, not intermediate goods used in production.
Gross Domestic ProductThe total monetary value of all final goods and services produced within a country during a specific period.
income approachA method of measuring GDP by summing all incomes earned in the production of goods and services, including wages, profits, and rent.
nominal GDPThe total monetary value of all final goods and services produced in an economy during a specific period, measured using current prices without adjustment for inflation.
value-added approachA method of measuring GDP by summing the value added at each stage of production to avoid double-counting.

2.2 Limitations of GDP

TermDefinition
economic performanceThe overall health and productivity of an economy, typically measured through indicators such as GDP, inflation, and unemployment.
Gross Domestic ProductThe total monetary value of all final goods and services produced within a country during a specific period.
inflation rateThe percentage change in the general price level of goods and services in an economy over a specific time period.
nonmarket transactionsEconomic activities that are not bought or sold in markets, such as household production, volunteer work, or informal economy activities, and therefore are not captured in GDP.
unemployment rateThe percentage of the labor force that is actively seeking employment but currently unemployed, calculated as (number of unemployed / labor force) × 100.

2.3 Unemployment

TermDefinition
cyclical unemploymentUnemployment that fluctuates with the business cycle, increasing during recessions and decreasing during expansions due to changes in aggregate demand.
discouraged workersIndividuals who have stopped actively seeking employment due to repeated job search failures and are therefore not counted in the official unemployment rate.
employmentThe state of having a paid job or being engaged in work for compensation.
frictional unemploymentUnemployment that occurs when workers are between jobs or entering the labor force, resulting from the time it takes to search for and match with available positions.
full employmentAn economic condition where all available labor resources are being used efficiently and unemployment is at its natural rate.
joblessnessThe state of being without employment, including both those officially counted as unemployed and those not captured by the unemployment rate.
labor forceThe total number of people in an economy who are either employed or actively seeking employment.
labor force participation rateThe percentage of the working-age population that is either employed or actively seeking employment, calculated as (labor force / working-age population) × 100.
labor marketThe market where labor services are bought and sold, involving the interaction between workers seeking employment and employers seeking workers.
natural rate of unemploymentThe unemployment rate that exists when the economy produces full-employment real output, equal to the sum of frictional and structural unemployment.
part-time workersIndividuals employed for fewer hours than a full-time position, who may be underemployed or seeking additional work but are counted as employed in unemployment statistics.
structural unemploymentUnemployment resulting from a mismatch between workers' skills and job requirements, or from geographic mismatches between workers and available jobs.
types of unemploymentDifferent categories of unemployment based on the underlying causes, including frictional, structural, and cyclical unemployment.
unemployment rateThe percentage of the labor force that is actively seeking employment but currently unemployed, calculated as (number of unemployed / labor force) × 100.

2.4 Price Indices and Inflation

TermDefinition
base yearA reference year used to standardize prices when calculating real GDP, allowing for comparison of economic output across different time periods.
Consumer Price IndexA measure of the average change in prices paid by consumers for goods and services over time.
deflationA sustained decrease in the general price level of goods and services in an economy over time.
disinflationA decrease in the rate of inflation, where prices are still rising but at a slower pace than before.
GDP deflatorA price index that measures the ratio of nominal GDP to real GDP, used to convert nominal GDP to real GDP by adjusting for inflation.
inflationA sustained increase in the general price level of goods and services in an economy over time.
inflation rateThe percentage change in the general price level of goods and services in an economy over a specific time period.
nominal variablesEconomic variables measured in current dollars without adjustment for changes in the price level.
price indicesStatistical measures that track the average change in prices paid by consumers for a basket of goods and services over time.
price levelThe average of all prices of goods and services produced in an economy, typically measured by price indices like the CPI.
real variablesEconomic variables that have been adjusted for inflation by deflating nominal values by the price level, such as real wages.
substitution biasA shortcoming of the CPI where it fails to account for consumers' ability to substitute more expensive goods with cheaper alternatives, causing the CPI to overstate true inflation.

2.5 Costs of Inflation

TermDefinition
borrowersIndividuals or entities that demand loanable funds by taking loans in the loanable funds market.
deflationA sustained decrease in the general price level of goods and services in an economy over time.
lendersIndividuals or institutions that provide money or credit to borrowers with the expectation of repayment, often with interest.
unexpected inflationA rise in the general price level of goods and services that occurs contrary to what individuals and businesses anticipated, causing economic disruption.
wealth redistributionThe transfer of economic resources or purchasing power from one group of individuals to another, often as an unintended consequence of economic changes.

2.6 Real vs Nominal GDP

TermDefinition
aggregate outputThe total quantity of goods and services produced in an economy, typically measured as real GDP.
base yearA reference year used to standardize prices when calculating real GDP, allowing for comparison of economic output across different time periods.
constant pricesPrices from a fixed base year used to measure output across different time periods while removing the effect of inflation.
current pricesThe market prices of goods and services in the time period being measured.
final goods and servicesProducts and services produced for end consumers rather than for further processing or resale in the production chain.
GDP deflatorA price index that measures the ratio of nominal GDP to real GDP, used to convert nominal GDP to real GDP by adjusting for inflation.
nominal GDPThe total monetary value of all final goods and services produced in an economy during a specific period, measured using current prices without adjustment for inflation.
price levelThe average of all prices of goods and services produced in an economy, typically measured by price indices like the CPI.
real GDPThe total monetary value of all final goods and services produced by an economy, adjusted for inflation to reflect actual changes in production.

2.7 Business Cycles

TermDefinition
aggregate demandThe total quantity of goods and services demanded across an entire economy at different price levels.
aggregate outputThe total quantity of goods and services produced in an economy, typically measured as real GDP.
aggregate supplyThe total quantity of goods and services that producers are willing and able to supply at various price levels.
business cycleFluctuations in aggregate output and employment caused by changes in aggregate supply and/or aggregate demand.
expansionA phase of the business cycle characterized by an increase in aggregate output and employment.
full employmentAn economic condition where all available labor resources are being used efficiently and unemployment is at its natural rate.
natural rate of unemploymentThe unemployment rate that exists when the economy produces full-employment real output, equal to the sum of frictional and structural unemployment.
output gapThe difference between actual output and potential output in an economy.
peakA turning point in the business cycle where aggregate output reaches its highest level before declining.
potential outputThe maximum level of real GDP an economy can produce when all resources are fully and efficiently utilized.
recessionA period of economic contraction characterized by declining GDP and reduced economic activity.
troughA turning point in the business cycle where aggregate output reaches its lowest level before increasing.
turning pointsThe moments in the business cycle where the direction of economic activity changes, specifically peaks and troughs.

💲Unit 3 – National Income and Price Determination

3.1 Aggregate Demand

TermDefinition
aggregate demandThe total quantity of goods and services demanded across an entire economy at different price levels.
Aggregate Demand curveA graph showing the relationship between the price level and the quantity of goods and services demanded in an economy at all price levels.
aggregate outputThe total quantity of goods and services produced in an economy, typically measured as real GDP.
aggregate supplyThe total quantity of goods and services that producers are willing and able to supply at various price levels.
consumptionSpending by households on goods and services, which is affected by changes in tax revenues and disposable income.
exchange rate effectThe change in net exports that results from changes in the exchange rate caused by changes in the price level.
government spendingGovernment expenditures that can affect the demand for loanable funds and interest rates.
interest rate effectThe change in investment and consumption spending that results from changes in interest rates caused by changes in the price level.
investmentSpending by firms on capital goods and equipment, a component of aggregate demand.
macroeconomic shocksUnexpected events or changes that significantly impact the overall economy, affecting output, employment, and price levels.
net exportsThe difference between a country's total exports and total imports; a component of aggregate demand.
price levelThe average of all prices of goods and services produced in an economy, typically measured by price indices like the CPI.
quantity of goods and services demandedThe total amount of final goods and services that buyers are willing and able to purchase at a given price level.
real wealth effectThe change in consumer spending that results from changes in the real value of wealth caused by changes in the price level.
shift of the AD curveA change in aggregate demand at every price level, caused by changes in consumption, investment, government spending, or net exports independent of price level changes.

3.2 Spending and Tax Multipliers

TermDefinition
aggregate demandThe total quantity of goods and services demanded across an entire economy at different price levels.
autonomous expendituresSpending that is independent of income levels and initiates changes in total expenditures and output.
disposable incomeIncome remaining after taxes that consumers can spend or save.
expenditure multiplierA measure that quantifies the size of the change in aggregate demand resulting from a change in any component of aggregate demand.
marginal propensity to consumeThe change in consumer spending divided by the change in disposable income; represents the fraction of additional income that consumers spend.
marginal propensity to saveThe fraction of additional income that consumers save; equals one minus the marginal propensity to consume.
real GDPThe total monetary value of all final goods and services produced by an economy, adjusted for inflation to reflect actual changes in production.
spendingThe total amount of money spent on goods and services in an economy, including consumption, investment, government purchases, and net exports.
tax multiplierThe ratio of the change in real output to an initial change in taxes, indicating how much aggregate demand changes from each dollar of tax change.
taxesGovernment revenues that affect disposable income and the supply of loanable funds available for borrowing.

3.3 Short-Run Aggregate Supply (SRAS)

TermDefinition
aggregate outputThe total quantity of goods and services produced in an economy, typically measured as real GDP.
employmentThe state of having a paid job or being engaged in work for compensation.
inflationA sustained increase in the general price level of goods and services in an economy over time.
inflation-unemployment trade-offThe short-run inverse relationship between inflation and unemployment, where lower unemployment is associated with higher inflation and vice versa.
inflationary expectationsThe anticipated rate of inflation that consumers and businesses expect to occur in the future, influencing their economic decisions.
labor forceThe total number of people in an economy who are either employed or actively seeking employment.
price levelThe average of all prices of goods and services produced in an economy, typically measured by price indices like the CPI.
production costsThe expenses incurred by firms in producing goods and services, including wages, materials, and other inputs.
quantity of goods and services suppliedThe total amount of output (real GDP) that producers are willing and able to supply at different price levels.
Short-Run Aggregate Supply curveA graph showing the relationship between the price level and the quantity of goods and services supplied in an economy in the short run.
sticky pricesPrices that do not adjust quickly to changes in economic conditions, remaining fixed in the short run.
sticky wagesWages that do not adjust quickly to changes in economic conditions, remaining fixed in the short run.

3.4 Long-Run Aggregate Supply (LRAS)

TermDefinition
employmentThe state of having a paid job or being engaged in work for compensation.
fixed input pricesInput prices, such as wages, that cannot adjust immediately and remain constant in the short run.
flexible pricesPrices that can adjust freely in response to changes in supply and demand, characteristic of the long run.
flexible wagesWages that can adjust freely in response to changes in labor market conditions, characteristic of the long run.
full employmentAn economic condition where all available labor resources are being used efficiently and unemployment is at its natural rate.
inflationA sustained increase in the general price level of goods and services in an economy over time.
long runA time period in macroeconomics where all factors of production are variable and prices fully adjust to changes in supply and demand.
Long-Run Aggregate Supply curveA vertical line on a graph representing the maximum sustainable output an economy can produce when all resources are fully employed and wages and prices have fully adjusted.
long-run trade-offThe absence of a permanent relationship between inflation and unemployment in the long run, as all prices and wages fully adjust.
maximum sustainable capacityThe total output an economic system will produce over a set period of time if all resources are fully employed.
Production Possibilities CurveA graph showing the maximum combinations of two goods that can be produced with available resources and technology.
short runA time period in macroeconomics where at least one factor of production is fixed and prices may not fully adjust to changes in demand.

3.5 Equilibrium in Aggregate Demand-Aggregate Supply (AD-AS) Model

TermDefinition
Aggregate Demand curveA graph showing the relationship between the price level and the quantity of goods and services demanded in an economy at all price levels.
aggregate quantity of output demandedThe total amount of real output that all buyers in an economy are willing and able to purchase at different price levels.
aggregate quantity of output suppliedThe total amount of real output that all producers in an economy are willing and able to supply at different price levels.
equilibrium output levelThe level of real output at which the quantity demanded equals the quantity supplied in the economy.
equilibrium price levelThe price level at which the quantity of real output demanded equals the quantity of real output supplied.
full employmentAn economic condition where all available labor resources are being used efficiently and unemployment is at its natural rate.
inflationary output gapA positive output gap occurring when actual real output exceeds the full-employment level of output, putting upward pressure on prices.
Long-Run Aggregate Supply curveA vertical line on a graph representing the maximum sustainable output an economy can produce when all resources are fully employed and wages and prices have fully adjusted.
long-run equilibriumThe point where the short-run Phillips curve intersects the long-run Phillips curve, representing a stable economic state.
output gapThe difference between actual output and potential output in an economy.
Short-Run Aggregate Supply curveA graph showing the relationship between the price level and the quantity of goods and services supplied in an economy in the short run.
short-run equilibriumThe point where aggregate demand and short-run aggregate supply intersect, determining the current price level and output in the Phillips curve model.

3.6 Changes in the AD-AS Model in the Short Run

TermDefinition
aggregate demand shockA sudden, unexpected change in the total demand for goods and services in an economy, causing shifts in the AD curve.
aggregate outputThe total quantity of goods and services produced in an economy, typically measured as real GDP.
aggregate supply shockAn unexpected event that causes a sudden shift in the aggregate supply curve, affecting the economy's ability to produce goods and services.
cost-push inflationInflation caused by a decrease in aggregate supply due to rising production costs, pushing prices upward.
demand-pull inflationInflation caused by an increase in aggregate demand that pulls prices upward when the economy is near full capacity.
employmentThe state of having a paid job or being engaged in work for compensation.
negative shockAn unexpected event that decreases aggregate demand or aggregate supply, leading to decreases in output and employment.
positive shockAn unexpected event that increases aggregate demand or aggregate supply, leading to increases in output and employment.
price levelThe average of all prices of goods and services produced in an economy, typically measured by price indices like the CPI.
short runA time period in macroeconomics where at least one factor of production is fixed and prices may not fully adjust to changes in demand.

3.7 Long-Run Self-Adjustment

TermDefinition
aggregate demandThe total quantity of goods and services demanded across an entire economy at different price levels.
aggregate outputThe total quantity of goods and services produced in an economy, typically measured as real GDP.
aggregate supply shockAn unexpected event that causes a sudden shift in the aggregate supply curve, affecting the economy's ability to produce goods and services.
economic growthAn increase in the production of goods and services in an economy over time, measured by the growth rate of real GDP per capita.
employmentThe state of having a paid job or being engaged in work for compensation.
flexible wages and pricesThe ability of wages and prices to adjust upward or downward in response to changes in supply and demand.
full employmentAn economic condition where all available labor resources are being used efficiently and unemployment is at its natural rate.
long runA time period in macroeconomics where all factors of production are variable and prices fully adjust to changes in supply and demand.
Long-Run Aggregate Supply curveA vertical line on a graph representing the maximum sustainable output an economy can produce when all resources are fully employed and wages and prices have fully adjusted.
natural rate of unemploymentThe unemployment rate that exists when the economy produces full-employment real output, equal to the sum of frictional and structural unemployment.
price levelThe average of all prices of goods and services produced in an economy, typically measured by price indices like the CPI.
short-run aggregate supplyThe total quantity of goods and services that firms are willing to produce at different price levels in the short run, when some prices are sticky.

3.8 Fiscal Policy

TermDefinition
AD-AS modelAn economic model that shows the relationship between aggregate demand and aggregate supply to illustrate macroeconomic equilibrium and the effects of policy changes.
aggregate demandThe total quantity of goods and services demanded across an entire economy at different price levels.
contractionary fiscal policyGovernment spending decreases or tax increases designed to decrease aggregate demand and reduce inflation.
discretionary fiscal policyGovernment spending and taxation decisions made by policymakers to influence economic activity, as opposed to automatic stabilizers.
expansionary fiscal policyGovernment spending increases or tax decreases designed to increase aggregate demand and stimulate economic growth.
fiscal policyGovernment spending and taxation decisions that influence aggregate demand, real output, price level, and exchange rates.
full employmentAn economic condition where all available labor resources are being used efficiently and unemployment is at its natural rate.
government spendingGovernment expenditures that can affect the demand for loanable funds and interest rates.
government spending multiplierThe ratio of the change in real output to an initial change in government spending, indicating how much aggregate demand increases from each dollar of government spending.
inflationary output gapA positive output gap occurring when actual real output exceeds the full-employment level of output, putting upward pressure on prices.
lagsDelays between the time a policy action is taken and when its effects are fully realized in the economy.
macroeconomic goalsBroad economic objectives that governments aim to achieve, such as full employment, price stability, and economic growth.
price levelThe average of all prices of goods and services produced in an economy, typically measured by price indices like the CPI.
real outputThe total production of goods and services in an economy adjusted for inflation, measured in constant dollars.
short-run effectsThe immediate economic impacts of a policy action on output, employment, and prices in the near term.
tax multiplierThe ratio of the change in real output to an initial change in taxes, indicating how much aggregate demand changes from each dollar of tax change.
taxesGovernment revenues that affect disposable income and the supply of loanable funds available for borrowing.
transfersGovernment payments to individuals or groups that do not represent payment for current goods or services, such as social security or unemployment benefits.

3.9 Automatic Stabilizers

TermDefinition
automatic stabilizersGovernment policies and programs that automatically adjust to support the economy during recessions and prevent overheating during expansionary periods without requiring deliberate policy changes.
business cycleFluctuations in aggregate output and employment caused by changes in aggregate supply and/or aggregate demand.
consumptionSpending by households on goods and services, which is affected by changes in tax revenues and disposable income.
expansionary periodsPeriods of economic growth when GDP is rising and the economy is expanding.
Gross Domestic ProductThe total monetary value of all final goods and services produced within a country during a specific period.
overheatingA condition where the economy grows too rapidly, leading to inflation and unsustainable economic expansion.
recessionA period of economic contraction characterized by declining GDP and reduced economic activity.
tax revenuesIncome collected by the government through taxation.
transfer paymentsGovernment payments to individuals or groups that are not in exchange for goods or services, such as social security or welfare benefits.

💰Unit 4 – Financial Sector

4.1 Financial Assets 💰

TermDefinition
bond priceThe market value of a bond at any given time, which fluctuates inversely with changes in interest rates.
bondsInterest-bearing financial assets that represent a loan to a borrower, typically a government or corporation.
cashPhysical currency in the form of bills and coins, representing the most liquid form of money.
demand depositsBank deposits that can be withdrawn on demand without penalty, such as checking accounts.
financial assetsClaims on future income or assets that can be held as stores of value, including money, bonds, and stocks.
interest ratesThe cost of borrowing money, influenced by monetary policy and affecting exchange rates through changes in currency demand.
liquidityThe ease with which a financial asset can be quickly converted into cash without significant loss of value.
opportunity costThe value of the next best alternative that must be given up when making a choice.
previously issued bondsBonds that were sold in the past and are now trading in the secondary market at prices that may differ from their original issue price.
rate of returnThe gain or loss on a financial asset, typically expressed as a percentage of the initial investment over a specific time period.
riskThe uncertainty or potential for loss associated with holding a financial asset.
stocksEquity financial assets that represent ownership shares in a corporation.

4.2 Nominal vs. Real Interest Rates

TermDefinition
expected inflationThe anticipated rate of increase in the general price level that lenders and borrowers use when determining nominal interest rates.
expected real interest rateThe anticipated return on a loan adjusted for expected inflation, used by lenders and borrowers to establish nominal interest rates.
inflationA sustained increase in the general price level of goods and services in an economy over time.
nominal interest rateThe stated interest rate on a loan or investment, not adjusted for inflation.
real interest rateThe interest rate adjusted for inflation, reflecting the true purchasing power gained or lost from lending or borrowing.

4.3 Definition, Measurement, and Functions of Money

TermDefinition
bank reservesMoney held by banks that is not loaned out, including reserves required by the Federal Reserve and excess reserves.
currency in circulationPhysical money (coins and paper bills) that is in use by the public and businesses.
M1A monetary aggregate that includes the most liquid forms of money, such as currency in circulation and checking accounts.
M2A monetary aggregate that includes M1 plus less liquid assets such as savings accounts and money market accounts.
measures of moneyQuantitative calculations used to determine the money supply, including monetary aggregates such as M1 and M2.
medium of exchangeA function of money that allows it to be used to purchase goods and services.
monetary aggregatesDifferent measures of the money supply, including M1 and M2, that categorize money based on liquidity.
monetary baseThe total amount of money created by a central bank, consisting of currency in circulation and bank reserves.
moneyAny asset that is accepted as a means of payment for goods and services.
money supplyThe total amount of money available in an economy at a given time, including currency in circulation and deposits in financial institutions.
store of valueA function of money that allows it to be saved and used to purchase goods and services in the future.
unit of accountA function of money that provides a standard measure for comparing the value of different goods and services.

4.4 Banking and the Expansion of the Money Supply

TermDefinition
balance sheetsFinancial statements that show a bank's assets, liabilities, and equity at a specific point in time, used to analyze the effects of banking system changes.
bank reservesMoney held by banks that is not loaned out, including reserves required by the Federal Reserve and excess reserves.
banking systemThe network of financial institutions, including commercial banks and central banks, that facilitate the creation and circulation of money in an economy.
depository institutionsFinancial institutions such as commercial banks that accept deposits from the public and use those funds to make loans.
excess reservesReserves held by banks beyond the required minimum, which can be loaned out to expand the money supply.
fractional reserve bankingA banking system in which depository institutions hold only a fraction of their deposits in reserve and lend out the remainder.
monetary baseThe total amount of money created by a central bank, consisting of currency in circulation and bank reserves.
money multiplierThe factor by which the money supply increases relative to an increase in the monetary base through the lending activities of commercial banks.
money supplyThe total amount of money available in an economy at a given time, including currency in circulation and deposits in financial institutions.
money supply expansionThe process by which the banking system increases the total amount of money in circulation through lending based on excess reserves.
required reserve ratioThe percentage of deposits that commercial banks are required to hold in reserve rather than lend out, used as a monetary policy tool.
required reservesThe minimum amount of reserves that depository institutions are legally required to hold, determined by the required reserve ratio.

4.5 The Money Market

TermDefinition
central bankA financial institution responsible for implementing monetary policy and managing a country's money supply and banking system.
demand for moneyThe quantity of money that individuals and businesses want to hold at different interest rates and price levels.
disequilibriumA market condition in which the quantity supplied does not equal the quantity demanded, causing imbalances that create surpluses or shortages.
equilibriumA market condition in which the quantity supplied equals the quantity demanded at a particular price, with no tendency for change.
equilibrium nominal interest rateThe interest rate at which the quantity of money demanded equals the quantity of money supplied in the money market.
market forcesThe supply and demand pressures that drive prices toward equilibrium in response to surpluses and shortages.
monetary baseThe total amount of money created by a central bank, consisting of currency in circulation and bank reserves.
monetary policyCentral bank actions that influence the money supply, interest rates, aggregate demand, real output, price level, and exchange rates.
money marketThe market where money supply and money demand interact to determine the equilibrium nominal interest rate.
money supplyThe total amount of money available in an economy at a given time, including currency in circulation and deposits in financial institutions.
nominal interest rateThe stated interest rate on a loan or investment, not adjusted for inflation.
price levelThe average of all prices of goods and services produced in an economy, typically measured by price indices like the CPI.
quantity demanded of moneyThe amount of money that individuals and businesses wish to hold at a given nominal interest rate.
supply of moneyThe total quantity of money available in an economy, controlled by the central bank through monetary policy.
surplusesA situation in the money market where the quantity of money supplied exceeds the quantity of money demanded at a given nominal interest rate.

4.6 Monetary Policy

TermDefinition
AD-AS modelAn economic model that shows the relationship between aggregate demand and aggregate supply to illustrate macroeconomic equilibrium and the effects of policy changes.
adjustment lagThe time it takes for the economy to respond and adjust to a monetary policy action after it has been implemented.
aggregate demandThe total quantity of goods and services demanded across an entire economy at different price levels.
central bankA financial institution responsible for implementing monetary policy and managing a country's money supply and banking system.
contractionary monetary policyCentral bank actions that decrease the money supply and raise interest rates to reduce inflation and cool down an overheating economy.
discount rateThe interest rate at which a central bank lends to commercial banks, used as a tool of monetary policy.
expansionary monetary policyCentral bank actions that increase the money supply and lower interest rates to stimulate economic growth and reduce unemployment.
federal funds rateThe interest rate at which commercial banks lend reserve balances to each other overnight, targeted by the Federal Reserve as its primary policy rate.
full employmentAn economic condition where all available labor resources are being used efficiently and unemployment is at its natural rate.
inflationary output gapA positive output gap occurring when actual real output exceeds the full-employment level of output, putting upward pressure on prices.
interest on reservesThe interest rate paid by a central bank to commercial banks on the reserves they hold, used as a monetary policy tool.
lagsDelays between the time a policy action is taken and when its effects are fully realized in the economy.
monetary baseThe total amount of money created by a central bank, consisting of currency in circulation and bank reserves.
monetary policyCentral bank actions that influence the money supply, interest rates, aggregate demand, real output, price level, and exchange rates.
money market modelAn economic model that shows the relationship between the money supply, money demand, and interest rates.
money multiplierThe factor by which the money supply increases relative to an increase in the monetary base through the lending activities of commercial banks.
nominal interest rateThe stated interest rate on a loan or investment, not adjusted for inflation.
open market operationsThe buying and selling of government securities by a central bank to influence the money supply and monetary base.
policy rateThe target interest rate set by a central bank for overnight interbank lending to influence overall monetary conditions.
price levelThe average of all prices of goods and services produced in an economy, typically measured by price indices like the CPI.
price stabilityA macroeconomic goal in which the general price level of goods and services remains relatively constant over time.
real outputThe total production of goods and services in an economy adjusted for inflation, measured in constant dollars.
recognition lagThe time it takes for policymakers to identify and recognize that a problem exists in the economy.
required reserve ratioThe percentage of deposits that commercial banks are required to hold in reserve rather than lend out, used as a monetary policy tool.
reserve market modelAn economic model that illustrates the relationship between the supply and demand for bank reserves and the federal funds rate.

4.7 The Loanable Funds Market

TermDefinition
borrowersIndividuals or entities that demand loanable funds by taking loans in the loanable funds market.
closed economyAn economy that does not engage in international borrowing, lending, or trade with other countries.
demand for loanable fundsThe quantity of loanable funds that borrowers are willing to borrow at various real interest rates, showing an inverse relationship with real interest rates.
determinants of demandFactors that influence and cause changes in the quantity of a good or service that consumers are willing and able to buy at various price levels.
determinants of supplyFactors that influence the quantity of goods and services producers are willing and able to supply at various price levels.
disequilibriumA market condition in which the quantity supplied does not equal the quantity demanded, causing imbalances that create surpluses or shortages.
equilibriumA market condition in which the quantity supplied equals the quantity demanded at a particular price, with no tendency for change.
equilibrium interest rateThe interest rate at which the quantity of loanable funds demanded equals the quantity supplied.
equilibrium quantity of fundsThe amount of loanable funds exchanged when the quantity demanded equals the quantity supplied.
government borrowingWhen a government borrows money, typically by issuing bonds, to finance a budget deficit.
government spendingGovernment expenditures that can affect the demand for loanable funds and interest rates.
investment tax creditA tax incentive that reduces taxes on business investment, increasing the demand for loanable funds.
loanable funds marketThe market where savers supply funds available for borrowing and borrowers demand funds, with the real interest rate serving as the price.
market forcesThe supply and demand pressures that drive prices toward equilibrium in response to surpluses and shortages.
national savingsThe total amount of income in an economy that is not spent on consumption, consisting of public savings and private savings in a closed economy.
net capital inflowThe net flow of foreign investment into a country, representing the difference between foreign investment in the domestic economy and domestic investment abroad.
open economyAn economy that engages in international trade and allows the free flow of goods, services, and financial capital across borders.
private savingsThe portion of household and business income that is not spent on consumption.
public savingsThe portion of government tax revenue that is not spent on government consumption and transfer payments.
quantity demanded of loanable fundsThe amount of funds that borrowers wish to borrow at a given real interest rate in the loanable funds market.
quantity supplied of loanable fundsThe amount of funds that savers are willing to lend at a given real interest rate in the loanable funds market.
real interest rateThe interest rate adjusted for inflation, reflecting the true purchasing power gained or lost from lending or borrowing.
saversIndividuals or entities that supply loanable funds by lending money in the loanable funds market.
saving behaviorThe decisions households and businesses make about how much income to save versus spend, which affects the supply of loanable funds.
shortageA situation in which the quantity demanded of a good exceeds the quantity supplied at a given price, resulting in insufficient supply to meet consumer demand.
supply of loanable fundsThe quantity of loanable funds that savers are willing to lend at various real interest rates, showing a positive relationship with real interest rates.
surplusA situation in which the quantity supplied of a good exceeds the quantity demanded at a given price, resulting in excess inventory in the market.
taxesGovernment revenues that affect disposable income and the supply of loanable funds available for borrowing.

⚖️Unit 5 – Long–Run Consequences of Stabilization Policies

5.1 Fiscal and Monetary Policy Actions in the Short-Run

TermDefinition
aggregate demandThe total quantity of goods and services demanded across an entire economy at different price levels.
contractionary fiscal policyGovernment spending decreases or tax increases designed to decrease aggregate demand and reduce inflation.
contractionary monetary policyCentral bank actions that decrease the money supply and raise interest rates to reduce inflation and cool down an overheating economy.
expansionary fiscal policyGovernment spending increases or tax decreases designed to increase aggregate demand and stimulate economic growth.
expansionary monetary policyCentral bank actions that increase the money supply and lower interest rates to stimulate economic growth and reduce unemployment.
full employmentAn economic condition where all available labor resources are being used efficiently and unemployment is at its natural rate.
inflationary output gapA positive output gap occurring when actual real output exceeds the full-employment level of output, putting upward pressure on prices.
interest ratesThe cost of borrowing money, influenced by monetary policy and affecting exchange rates through changes in currency demand.
price levelThe average of all prices of goods and services produced in an economy, typically measured by price indices like the CPI.
real outputThe total production of goods and services in an economy adjusted for inflation, measured in constant dollars.

5.2 The Phillips Curve

TermDefinition
demand shocksUnexpected changes in aggregate demand that cause movement along the short-run Phillips curve.
employmentThe state of having a paid job or being engaged in work for compensation.
inflationA sustained increase in the general price level of goods and services in an economy over time.
inflationary gapAn economic condition represented by points to the left of long-run equilibrium, where actual output exceeds potential output and inflation pressures exist.
long runA time period in macroeconomics where all factors of production are variable and prices fully adjust to changes in supply and demand.
long-run equilibriumThe point where the short-run Phillips curve intersects the long-run Phillips curve, representing a stable economic state.
long-run Phillips curveA vertical curve at the natural rate of unemployment that illustrates the long-run relationship between inflation and unemployment.
natural rate of unemploymentThe unemployment rate that exists when the economy produces full-employment real output, equal to the sum of frictional and structural unemployment.
Phillips curve modelAn economic model showing the relationship between the rate of inflation and the rate of unemployment in an economy.
recessionary gapAn economic condition represented by points to the right of long-run equilibrium, where actual output falls short of potential output and unemployment is elevated.
short runA time period in macroeconomics where at least one factor of production is fixed and prices may not fully adjust to changes in demand.
short-run equilibriumThe point where aggregate demand and short-run aggregate supply intersect, determining the current price level and output in the Phillips curve model.
short-run Phillips curveA downward-sloping curve that illustrates the short-run trade-off between inflation and unemployment in an economy.
supply shocksUnexpected changes in aggregate supply that cause the short-run Phillips curve to shift.

5.3 Money Growth and Inflation

TermDefinition
deflationA sustained decrease in the general price level of goods and services in an economy over time.
full employmentAn economic condition where all available labor resources are being used efficiently and unemployment is at its natural rate.
inflationA sustained increase in the general price level of goods and services in an economy over time.
inflation rateThe percentage change in the general price level of goods and services in an economy over a specific time period.
money supplyThe total amount of money available in an economy at a given time, including currency in circulation and deposits in financial institutions.
price levelThe average of all prices of goods and services produced in an economy, typically measured by price indices like the CPI.
quantity theory of moneyAn economic theory stating that the money supply multiplied by its velocity of circulation equals the price level multiplied by real output, establishing a direct relationship between money supply growth and inflation.
real outputThe total production of goods and services in an economy adjusted for inflation, measured in constant dollars.
velocityThe average number of times a unit of money is spent on final goods and services in a given time period.

5.4 Deficits and the National Debt

TermDefinition
burden of the national debtThe economic and fiscal consequences and challenges that result from a large national debt, including effects on interest payments, economic growth, and future fiscal policy.
government budget deficitThe situation when tax revenues fall short of government purchases plus transfer payments in a given year.
government budget surplusThe situation when tax revenues exceed government purchases plus transfer payments in a given year.
government purchasesSpending by the government on goods and services.
national debtThe total accumulated debt owed by the government, which increases when budget deficits occur and requires interest payments.
tax revenuesIncome collected by the government through taxation.
transfer paymentsGovernment payments to individuals or groups that are not in exchange for goods or services, such as social security or welfare benefits.

5.5 Crowding Out

TermDefinition
crowding outThe phenomenon where increased government borrowing leads to higher interest rates, which reduces private investment spending.
economic growthAn increase in the production of goods and services in an economy over time, measured by the growth rate of real GDP per capita.
equilibrium real interest rateThe interest rate at which the quantity of loanable funds supplied equals the quantity demanded.
fiscal policyGovernment spending and taxation decisions that influence aggregate demand, real output, price level, and exchange rates.
government borrowingWhen a government borrows money, typically by issuing bonds, to finance a budget deficit.
government budget deficitThe situation when tax revenues fall short of government purchases plus transfer payments in a given year.
loanable funds marketThe market where savers supply funds available for borrowing and borrowers demand funds, with the real interest rate serving as the price.
physical capital accumulationThe process of building up the stock of productive assets and equipment in an economy.
private investmentSpending by the private sector on capital goods and other interest-sensitive expenditures.

5.6 Economic Growth

TermDefinition
aggregate employmentThe total number of workers employed across an entire economy.
aggregate outputThe total quantity of goods and services produced in an economy, typically measured as real GDP.
aggregate production functionAn economic model showing the relationship between total inputs (labor, capital, technology) and total output produced in an economy.
economic growthAn increase in the production of goods and services in an economy over time, measured by the growth rate of real GDP per capita.
human capitalThe skills, knowledge, education, and experience of workers that contribute to their productivity.
labor productivityThe amount of output produced per worker, measured as output per employed worker.
Long-Run Aggregate Supply curveA vertical line on a graph representing the maximum sustainable output an economy can produce when all resources are fully employed and wages and prices have fully adjusted.
output per capitaThe total output produced in an economy divided by the population, showing average production per person.
outward shiftMovement of a curve away from the origin, indicating an increase in production capacity or economic output.
physical capitalTangible assets such as machinery, equipment, buildings, and infrastructure used in production.
Production Possibilities CurveA graph showing the maximum combinations of two goods that can be produced with available resources and technology.
real GDP per capitaThe total value of goods and services produced by an economy adjusted for inflation and divided by the population, used to measure economic growth.
rightward shiftMovement of a curve to the right on a graph, indicating an increase in quantity supplied or produced at each price level.
technologyTools, techniques, and knowledge used in production that improve efficiency and output.

5.7 Public Policy and Economic Growth

TermDefinition
aggregate demandThe total quantity of goods and services demanded across an entire economy at different price levels.
aggregate supplyThe total quantity of goods and services that producers are willing and able to supply at various price levels.
economic growthAn increase in the production of goods and services in an economy over time, measured by the growth rate of real GDP per capita.
incentivesFactors that motivate households and businesses to make economic decisions and take actions.
infrastructureBasic physical systems and facilities, such as roads, bridges, and utilities, that support economic activity.
labor force participationThe percentage of the working-age population that is either employed or actively seeking employment.
long-run economic growthThe sustained increase in an economy's productive capacity and real GDP over an extended period of time.
potential outputThe maximum level of real GDP an economy can produce when all resources are fully and efficiently utilized.
productivityThe amount of output produced per unit of input, such as output per worker or output per hour of labor.
public policiesGovernment actions and programs designed to influence economic outcomes and achieve specific economic objectives.
real GDP per capitaThe total value of goods and services produced by an economy adjusted for inflation and divided by the population, used to measure economic growth.
supply-side fiscal policiesGovernment policies that focus on increasing aggregate supply through tax cuts, deregulation, or incentives to boost production, investment, and economic growth.
technologyTools, techniques, and knowledge used in production that improve efficiency and output.

🏗Unit 6 – Open Economy – International Trade and Finance

6.1 Balance of Payments Accounts

TermDefinition
balance of paymentsA comprehensive accounting record of all economic transactions between a country and the rest of the world, including the current account and capital and financial account.
balance of tradeThe difference between a country's exports and imports; the net exports component of the current account.
capital and financial accountThe component of the balance of payments that records transactions involving the purchase and sale of assets, including financial investments and capital transfers between a country and the rest of the world.
creditA transaction in the balance of payments that causes money to flow into a country.
current accountThe component of the balance of payments that records transactions in goods, services, income, and current transfers between a country and the rest of the world.
current account deficitA situation where a country's current account debits exceed its credits, indicating more money flowing out than in from current account transactions.
current account surplusA situation where a country's current account credits exceed its debits, indicating more money flowing in than out from current account transactions.
debitA transaction in the balance of payments that causes money to flow out of a country.
financial capital inflowMoney flowing into a country from foreign investment and asset purchases, recorded as a surplus in the capital and financial account.
financial capital outflowMoney flowing out of a country for foreign investment and asset purchases, recorded as a deficit in the capital and financial account.
net exportsThe difference between a country's total exports and total imports; a component of aggregate demand.
net income from abroadIncome earned by residents from foreign sources, recorded in the current account.
net unilateral transfersOne-way transfers of money or goods between countries with no expectation of repayment, recorded in the current account.

6.2 Exchange Rates

TermDefinition
currencyMoney issued by a country or economic union that serves as a medium of exchange for goods and services.
currency appreciationAn increase in the value of a country's currency relative to other currencies, making exports more expensive and imports cheaper.
currency depreciationA decrease in the value of a country's currency relative to other currencies, making exports cheaper and imports more expensive.
currency valuationThe process by which the relative worth or price of one currency is determined compared to other currencies.
exchange rateThe price of one currency expressed in terms of another currency in the foreign exchange market.
foreign exchange marketThe global market where currencies are traded and exchange rates are determined by the supply and demand for different currencies.

6.3 Foreign Exchange Market

TermDefinition
demand for currencyThe quantity of a currency that buyers are willing and able to purchase at various exchange rates, arising from demand for a country's goods, services, and financial assets.
disequilibriumA market condition in which the quantity supplied does not equal the quantity demanded, causing imbalances that create surpluses or shortages.
equilibriumA market condition in which the quantity supplied equals the quantity demanded at a particular price, with no tendency for change.
equilibrium exchange rateThe exchange rate at which the quantity of currency demanded equals the quantity supplied, determined by shifts in currency demand and supply.
exchange rateThe price of one currency expressed in terms of another currency in the foreign exchange market.
foreign exchange marketThe global market where currencies are traded and exchange rates are determined by the supply and demand for different currencies.
quantity demandedThe amount of a good or service that consumers are willing and able to purchase at a specific price.
quantity demanded of a currencyThe amount of a currency demanded at a specific exchange rate, which has an inverse relationship with the exchange rate.
quantity suppliedThe amount of a good or service that producers are willing and able to offer for sale at a given price.
quantity supplied of a currencyThe amount of a currency supplied at a specific exchange rate, which has a positive relationship with the exchange rate.
supply of currencyThe quantity of a currency that sellers are willing and able to offer at various exchange rates, arising from making payments in other currencies.
surplusesA situation in the money market where the quantity of money supplied exceeds the quantity of money demanded at a given nominal interest rate.

6.4 Effect of Changes in Policies & Economic Conditions on the Foreign Exchange Market

TermDefinition
aggregate demandThe total quantity of goods and services demanded across an entire economy at different price levels.
demandThe quantity of a good or service that consumers are willing and able to buy at various price levels.
demand for currencyThe quantity of a currency that buyers are willing and able to purchase at various exchange rates, arising from demand for a country's goods, services, and financial assets.
equilibrium exchange rateThe exchange rate at which the quantity of currency demanded equals the quantity supplied, determined by shifts in currency demand and supply.
exchange rateThe price of one currency expressed in terms of another currency in the foreign exchange market.
fiscal policyGovernment spending and taxation decisions that influence aggregate demand, real output, price level, and exchange rates.
flexible exchange marketA foreign exchange market where the equilibrium exchange rate is determined freely by the interaction of supply and demand without government intervention.
foreign exchange marketThe global market where currencies are traded and exchange rates are determined by the supply and demand for different currencies.
interest ratesThe cost of borrowing money, influenced by monetary policy and affecting exchange rates through changes in currency demand.
monetary policyCentral bank actions that influence the money supply, interest rates, aggregate demand, real output, price level, and exchange rates.
price levelThe average of all prices of goods and services produced in an economy, typically measured by price indices like the CPI.
quotasLimits on the quantity of imported goods that affect the supply of foreign currency.
real outputThe total production of goods and services in an economy adjusted for inflation, measured in constant dollars.
supplyThe quantity of a good or service that producers are willing and able to offer for sale at various price levels.
supply of currencyThe quantity of a currency that sellers are willing and able to offer at various exchange rates, arising from making payments in other currencies.
tariffsTaxes imposed on imported goods that affect the supply of foreign currency.

6.5 Changes in the Foreign Exchange Market and Net Exports

TermDefinition
aggregate demandThe total quantity of goods and services demanded across an entire economy at different price levels.
currency appreciationAn increase in the value of a country's currency relative to other currencies, making exports more expensive and imports cheaper.
currency depreciationA decrease in the value of a country's currency relative to other currencies, making exports cheaper and imports more expensive.
exchange rateThe price of one currency expressed in terms of another currency in the foreign exchange market.
exportsGoods and services produced domestically and sold to foreign countries.
flexible exchange marketA foreign exchange market where the equilibrium exchange rate is determined freely by the interaction of supply and demand without government intervention.
importsGoods and services produced in foreign countries and purchased domestically.
net exportsThe difference between a country's total exports and total imports; a component of aggregate demand.

6.6 Multiple Choice Questions

TermDefinition
domestic assetsFinancial investments and property located within a country's borders.
financial capital flowsThe movement of money and investment funds across countries in response to differences in returns and interest rates.
foreign assetsFinancial investments and property located outside a country's borders.
foreign exchange marketThe global market where currencies are traded and exchange rates are determined by the supply and demand for different currencies.
loanable funds marketThe market where savers supply funds available for borrowing and borrowers demand funds, with the real interest rate serving as the price.
net capital inflowThe net flow of foreign investment into a country, representing the difference between foreign investment in the domestic economy and domestic investment abroad.
open economyAn economy that engages in international trade and allows the free flow of goods, services, and financial capital across borders.
real interest rateThe interest rate adjusted for inflation, reflecting the true purchasing power gained or lost from lending or borrowing.

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