Principles of Finance

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Constant perpetuity

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Principles of Finance

Definition

A constant perpetuity is a financial instrument that pays a fixed amount of money at regular intervals indefinitely. It is valued by discounting the perpetual series of cash flows back to their present value.

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5 Must Know Facts For Your Next Test

  1. The present value (PV) of a constant perpetuity is calculated using the formula PV = C / r, where C is the cash flow per period and r is the discount rate.
  2. A constant perpetuity assumes that payments will continue forever without any change in amount.
  3. The concept of a constant perpetuity is essential for understanding other financial instruments like preferred stocks and certain types of bonds.
  4. Unlike annuities, which have a set end date, perpetuities do not have an expiration date.
  5. Constant perpetuities are often used for valuing companies or investments with predictable, endless cash flows.

Review Questions

  • How do you calculate the present value of a constant perpetuity?
  • What distinguishes a constant perpetuity from an annuity?
  • Why might an investor be interested in purchasing a financial instrument modeled as a constant perpetuity?
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