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Gesetzliche Krankenversicherung

Definition

The gesetzliche Krankenversicherung, or statutory health insurance, is a mandatory health insurance system in Germany that provides coverage for medical treatments and medications. It is funded through contributions from both employees and employers.

Analogy

Think of the gesetzliche Krankenversicherung as a big potluck dinner where everyone brings their favorite dish to share. Each person contributes something to ensure that there is enough food for everyone, just like how employees and employers contribute to the health insurance system to ensure coverage for all.

Related terms

Private Krankenversicherung: Private health insurance is an optional alternative to the gesetzliche Krankenversicherung. It offers more personalized coverage but usually comes with higher premiums.

Beitragssatz: The Beitragssatz refers to the percentage of income that individuals must contribute towards their gesetzliche Krankenversicherung.

Versichertenkarte: The Versichertenkarte is a card issued by the gesetzliche Krankenversicherung that serves as proof of insurance coverage when seeking medical treatment.