支払い refers to payment, specifically the act of paying for goods or services.
請求書 (せいきゅうしょ): 請求書 means "invoice" and is used when requesting payment for goods or services provided.
払い戻し (はらいもどし): 払い戻し translates to "refund" and is used when returning money back to someone after they have made a payment.
分割払い (ぶんかつばらい): 分割払い means "installment payment" and refers to dividing a large payment into smaller, more manageable payments over time.
AP Japanese - 4.2 Contemporary Life
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